Tag Archives: Money

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My dear Jack, you’re going to lose this woman if you’re not careful, and you’re well on the way. You’re stoking her primal fears with your casual attitude towards money and your philosophy of relationship finance. She comes from a family in which the father behaved just as you’re doing now and she doesn’t want to experience what her mum went through. Her mum had to step in several times for her dad; she ended up bearing the total burden for the children’s education. It all began the way you’re behaving now – not taking total responsibility for your finance, somehow hoping she’ll always be there to step into the lacunae. Her father was not financially responsible and the family would have suffered immensely had the mum not stepped up to the plate. They suffered nonetheless.

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My dear Jil, it would seem you and your boyfriend are coming from two opposing finance philosophies. You have two different finance personalities and perspectives. You’re prudent and believe in financial planning. He’s not. You’re conservative concerning finance. He has a laissez-faire attitude towards finance, believes things will somehow take care of themselves. He projects on future earnings. Which means he gets into a credit situation today hoping to plug the hole with future earnings. And so he spends his salary to the limit, banking on payday. And if there’s any problem with payday, he borrows money using his paycheck as collateral. In other words, you live within your means, he lives beyond his means, literally. That’s the simple deduction.

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My dear Jil, I wish you had listened to me. You wouldn’t have had this problem. When someone offers you sincere advice with no ulterior motive and nothing to gain, you ought to pay attention to such. I told you not to give this guy money. But you went ahead and gave him doles of your money. And now… The whole thing was corny. The love was fake. Continue reading →

My dear Jack, there is such a thing as sad truth and you’ve stepped into one. We step into sad truth when we ignore wisdom. Then when calamity comes, wisdom sticks out her tongue. I did warn you not to go into marriage without a job, a source of livelihood or income. Now you see why. Continue reading →

Dear Jack,

You’re not a chipmunk are you? The memory of chipmunks lasts only three days. Unfortunately they like to store and hide food. After three days they don’t know where the food is hidden! You’re behaving like a chipmunk. You’re exhibiting short memory, which is rather painful considering all the trauma this lady has put you through. Seems you’ve forgotten the pain, including your hospitalization and near full-blown mental breakdown. You can’t afford to break down again Jack. Stop playing with your mental health.  Continue reading →

My dear Jack, if you don’t want the truth don’t ask me for advice. I’ve told you money is important in marriage. A lack of money can break a marriage. And where it doesn’t it can do irreparable damage. It will reconfigure the relationship between you and your wife. It’s why I tell young men not to go into marriage without a job. You’re going to put enormous strain on the marriage. No matter how much you love each other, when there’s no money the union will be pressured. Continue reading →

Dear Jack, I hope you know this girl is playing you. Of course you know she has a boyfriend. At best you are an hypotenuse to an evolving triangular equation, an adjunct consanguineous addendum. I know you’ve made a heavy move on her. She’s pretty. But she’s also very self-aware and deliberate in approach. What worries me is the basis of your strategic pursuit of this inamorata, the means you’re employing Continue reading →

Dear Jack,

You’re well aware of my belief in wholesome relationship. You have a girlfriend who treats you like an ATM machine. That cannot be wholesome. You’re dating an exploiter. You’re ATM, Jack. All your girlfriend does is demand and collect money from you. You have a demand and supply relationship.

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My dear Jil,

One thing you can expect from me always is candour – honesty and truth. No syrup, no cream… just candour!

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